Yes, Ruby-Car.com allows you to apply for and select the right auto loan for you.

We’ve worked with countless customers with all kinds of credit to help them discover their financing options.

In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Most loan terms fall between 48-72 months, with longer financing terms resulting in lower monthly payments. Our RubyCar team works with you to build a loan solution that best works with your budget.

Buying a car online has never been easier. With RubyCar's online car sales platform, you can browse, finance, and buy your next vehicle without setting foot in a dealership. We serve customers nationwide, delivering vehicles directly to your door with full transparency and no hidden fees.

Whether you're looking for a compact sedan, a rugged SUV, or an electric vehicle, RubyCar simplifies the process of buying a car online from start to finish.

We've eliminated the time-consuming steps of traditional dealerships. With RubyCar, you can:

• Shop Nationwide Inventory from the comfort of your home, access detailed vehicle reports, and compare models side-by-side.
• Apply for Financing Online with real-time loan approvals, soft credit pulls, and competitive rates from trusted lenders.
• Use Digital Trade-In Tools to get instant offers for your current vehicle—no negotiation required.
• Schedule Delivery Nationwide so your new ride arrives at your doorstep, ready to drive.
• Sign Documents Securely Online through encrypted, legally compliant e-signature tools—no paperwork hassle.

RubyCar combines innovation, transparency, and top-tier customer service. We understand that buying a car online requires trust, and we are committed to earning it.

Customers across the nation choose RubyCar because we offer upfront pricing with no haggling or pressure. Financing options are tailored to fit your budget. Vehicle delivery is included; every purchase comes with a return policy for added peace of mind. Plus, our support team is available to walk you through every step of the process—from application to delivery.

Absolutely. With RubyCar's online financing tools, you can get pre-approved in minutes. You'll see your real terms before committing to anything, making it easier to budget and shop confidently.

Our financing process includes:

• Simple online forms with soft credit checks that won't impact your score.
• Access to multiple lenders for competitive rates and flexible loan terms.
• The ability to customize down payments, monthly payments, and loan duration.
• Tools to calculate your trade-in value and see how it affects your financing instantly.